Term life insurance is more affordable than you think

Most people think life insurance costs twice what it actually does

*Source: 2018 LIMRA Insurance Barometer

Insure your life for the price of a morning latte

Term life insurance is cheaper than you think. You can easily protect the people that depend on you most starting at the cost of your music subscription or a morning coffee.

Why we’re different

No medical exam

We’ve designed a brand-new underwriting framework without a medical exam to make term life insurance an option for more people than ever before. Our process saves everyone time and money without compromising quality.

Apply in minutes

We offer coverage from anywhere in just minutes (not weeks). Only a few simple questions and an instant decision stand between you and financial protection, meaning term life insurance is more accessible than ever.

100% Online

Modern life insurance means quickly and easily applying anywhere, any time. Whether you like the big screen experience on your computer or you're on-the-go and mobile is best, we're here for you.


To make sure your policy stands the test of time, we partnered with two of the largest and most respected insurance companies in the country, Munich Re® and North American Company for Life and Health Insurance®. They’re among the highest rated names in the insurance industry, each with over 130 years of experience and rated A+(Superior) by A.M. Best. You get the dependability of centuries-old industry giants and the convenience of a modern technology company.

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4.9 Customer satisfaction on Google

Aaron J.


It was easy and painless to sign up. I was approved in minutes and no medical exam. I couldn’t get this amount of coverage through my company’s life insurance plan without a medical exam.

Dan F.


No 100 calls from pushy agents trying to sell you, just your choices, prices and buy or not. Exactly what I was looking for. And since purchasing 2 days ago customer service has been AWESOME!

Amanda O.


HIGHLY RECOMMEND. It takes less than 5 min to get insured, no physical exam, no annoying phone calls, just a few simple questions and done. After purchasing a policy, I’ve received emails with pertinent and helpful information. WAY. TO. GO. I wish all companies could make life this easy!

Caitlin C.


I had been shopping around for life insurance for some time, and I am glad I found Bestow. Bestow gave me quick quotes on multiple options, instant connection to a personal customer service rep, and easy access to policy documents and payment options.

Frequently Asked Questions

You probably have questions. We definitely have answers.

What can I expect during the application process?

Who should apply for life insurance?

If I buy a policy from Bestow, will it actually last for years?

Will applying hurt my credit score?

Quote in seconds. Insured in minutes. It’s that easy.